Equipment Financing for Your Shop

Buying shop equipment is a big outlay. A car lift, a tire changer or a paint booth can pay for itself in the bays it opens up — but not if you have to cover the whole cost the day it arrives. Financing lets the equipment start earning while you pay for it.

We work with several financing partners, and you choose. JMC doesn't push one lender. Shops are in different situations: how long you've been in business, what your credit looks like, how fast you need a decision, how you'd rather structure the payments. Each of our partners handles those things differently — so the right option depends on you, not on us.

Compare your financing options

Approve Payments — If you've seen a monthly figure under a price on our site, this is the one behind it.
Apply with Approve Payments

Credit Key — Apply online and get a decision on a business line of credit.
Apply with Credit Key

PEAC Solutions — Equipment finance application for larger purchases.
Apply with PEAC Solutions

Open each one and look at what it actually offers — amounts, terms, requirements and what it takes to qualify are on their pages, and they keep them current. Pick the one you're most comfortable with and that fits how your shop runs.

Before you apply, have this ready

Most applications ask for the same basics, so gathering them once saves you from starting over:

• Your legal business name, address and how long you've been operating
• The equipment you want — model and price (our product pages have both)
• Details for whoever will sign

A note on taxes

Equipment purchases may qualify for a deduction under Section 179. It can change what a purchase really costs you over a year, but the rules depend on your situation — ask your accountant before you count on it.

Not sure which one to choose?

Call (800) 562-4791. We'll walk you through what each partner is good for and help you spec the equipment while you're at it.